Getting Good with Money: Pay Off Your Debt and Find a Life of Freedom—Without Losing Your Mind
Author: Jessi Fearon
Published: January 18, 2022
Paperback: 224 pages

Reviewed By: Jessica
Dates Read: November 6- December 17, 2025
Jessica’s Rating: 4 stars

Book Description:

Managing your money and finances can be stressful and can take a toll on your relationships and well-being. But it doesn’t have to be that way. Join certified financial coach and mom Jessi Fearon as she helps you get a handle on your finances and lays out the doable steps her family took to pay off all their debts–including their mortgage!–and pursue their dreams, all on a $47,000-a-year salary.

Jessi Fearon vividly remembers the day she broke down, knowing that her family could not pay the bills with a second baby on the way. Like many Americans, they were overwhelmed by debt and living paycheck to paycheck, wondering if it was possible to ever get ahead or even catch up. But on that day, something changed, and she and her husband decided to make a drastic lifestyle change that would put them back on the path toward their dreams.

Their decision not only allowed her to stay home with their children, but in two years, they were able to pay off their consumer debt, and, in six years, they paid off their home mortgage–all on their $47,000-a-year income. And now she shares what she’s learned with others who are struggling just like she once did.

With been-there wisdom and step-by-step help, Jessi gives you the tools you need to:

• Take control of your finances with practical first steps to budgeting and understanding debt
• Identify the four different ways we struggle with money and how each one affects the way we manage–or mismanage–our money
• Replace the lies you’ve been taught about money
• Discover money-saving apps, financial tips, and ideas for generating additional income to pay off debt more quickly

Take it from Jessi: you don’t need a finance degree or a six-figure income to build a great life for your family. Getting Good with Money will inspire, encourage, and equip you to achieve financial freedom that lasts

Jessica’s Review:

I am sharing this for my first review of 2026 as it deals with something a lot of people have issues with: Money.  This is a book that needs to be read by younger individuals.  Younger individuals need to learn this in school before they get in the real world and fall ‘victim’ to the financial traps of life.  Getting Good with Money is a short and quick read that I think every reader will find at least once chapter that ‘speaks’ to them. Fearon gives lots of advice to help one get out of debt and take control of their lives.  She also shared her family’s story and what they went through which gives a personal touch to the book.  At the end of each chapter Fearon gives action items/ questions from the chapter for the reader to self-reflect on.

Fearon is also from Georgia so when she was sharing from her personal life I identified with her. I was also excited about that as when I started the book I did not know she is from Georgia.

Honestly, I did not learn much with the book, as I am naturally a saver.  The chapter that was most useful for me was the last chapter that dealt with mortgages. One day (I hope sooner rather than later) I will have my own house!  What I know I need is a book that can baby step and give easy understanding about retirement and investing. I just don’t ‘get that stuff’. I know I need to start a Roth IRA, I just need the understanding on it! I plan on starting a HYSA this year.

I can see this book helping someone who needs an introduction to saving and budgeting. And again, it is a quick easy read. There are some religious themes in it, but not ‘too much’. She does briefly mention tithing and her thoughts on it, which I was pleasantly surprised about.

Overall, this would be a great book for a beginner to saving and budgeting. I received a copy from the publisher through a Goodreads Giveaway.                             

Purchase Links:
Amazon US
Amazon UK